Lease Rental Discounting (LRD)
At Reyansh Stallions, we help you unlock the value of your rented commercial property through our Lease Rental Discounting (LRD) solutions. Whether you’re planning for business expansion, cash flow management, or new investments, LRD offers a smart and secure way to raise capital against your future rental income.
With tie-ups across all major banks, we ensure you get access to the best loan offers, featuring flexible eligibility, fast disbursal, and minimal documentation. Avail loan amounts starting from ₹50 lakhs, with competitive interest rates and longer repayment tenures to match your needs.
Already availing an LRD with another lender? Transfer your loan to us at a better rate and enjoy lower monthly outgo with a smooth, hassle-free process.
Loan Against Property (LAP)
At Reyansh Stallions, your owned property can be the key to achieving your personal or business goals. Our Loan Against Property (LAP) allows you to leverage your residential or commercial property to raise funds conveniently and affordably.
Enjoy easy eligibility, fast processing, and attractive interest rates on loans starting from ₹50 lakhs. Use the funds for business expansion, education, medical needs, weddings, or any other personal requirements—with complete financial flexibility.
Already have a LAP? Switch to Reyansh Stallions for lower EMIs, better service, and greater savings—all while enjoying a transparent and customer-first experience.
Lease Rental Discounting (LRD)
Getting a Lease Rental Discounting loan is easier with Reyansh Stallions, thanks to our flexible eligibility norms and simple documentation. Even if you don’t have traditional income proof like ITR, you can still avail of the loan based on stable rental income from a leased commercial property.
Boost your eligibility by submitting a long-term lease agreement and having a strong lessee profile. Our team ensures quick processing so you can unlock funds without delays.
Loan Against Property (LAP)
Getting a Loan Against Property with Reyansh Stallions is stress-free due to relaxed documentation and eligibility criteria. Even if formal income proof is unavailable, a solid repayment history or a strong co-applicant can help you qualify.
Enhance your loan approval chances by adding a co-applicant such as a spouse or close relative with a stable income and credit history. Unlock the value of your property while enjoying competitive rates and fast approvals.
Eligibility Criteria for LRD & LAP
Age: 18 to 60 years (at loan maturity)
Employment:
- Salaried: Minimum 1 year of continuous employment
- Self-employed: : Minimum 2 years of business continuity
Income: Stable monthly income as per lender norms
Property Ownership: Applicant must own residential/commercial/industrial property
Nationality: Indian citizen
Credit Score: Preferably 700+
Co-applicant (Optional):Spouse or close family member to enhance eligibility
Property Type: Property should be free from legal disputes & have clear title
Rental Agreement (For LRD only): Registered lease agreement with a reputed lessee for at least 11 months or more
LRD is a loan offered against rental income earned from leased commercial/residential property. The rental income is discounted and used to determine loan eligibility.
LAP is a secured loan where you mortgage your owned residential or commercial property to raise funds for personal or business needs.
Both salaried and self-employed individuals, business owners, or professionals who own a property with a clear title can apply.
Residential, commercial, and sometimes industrial properties with clear legal titles are eligible for LAP or LRD.
Loan amount depends on the property value, rental income (in case of LRD), and your repayment capacity. Generally, up to 60–75% of the property’s market value is offered.
Yes, funds from LAP or LRD can be used for business needs, education, marriage, medical expenses, or any other personal requirement.
Tenures generally range from 5 to 15 years, depending on the lender’s policies and the applicant’s profile.
Income proof helps in better loan terms, but alternate documentation or co-applicants can be considered in flexible cases.
Yes, LAP/LRD loans can be prepaid partially or fully. Prepayment charges may apply based on lender policy and loan type.
With Reyansh Stallions’ minimal documentation and quick process, loans are typically processed within 5–7 working days after document submission.
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