Personal Loan



    Overview

    At Reyansh Stallions, we believe fulfilling your personal goals should be simple, quick, and stress-free. Our personal loan solutions are designed to support your needs—whether it’s for a wedding, travel, medical emergency, home improvement, or any other personal expense.

    With tie-ups across all major banks, we bring you access to the best loan offers featuring minimal documentation, flexible eligibility norms, and fast approvals—ensuring a smooth borrowing experience from start to finish.

    Choose from a wide range of personal loan options with attractive interest rates, longer repayment tenures, and loan amounts starting from ₹3 lakh, helping you achieve your goals with financial ease and confidence.

    Key Features

    Eligibility Criteria for Personal Loan

    Getting a personal loan is easier with Reyansh Stallions, thanks to our relaxed eligibility criteria and minimal documentation. Even without formal income proof like ITR, if you have a strong loan repayment history, you can still avail our Personal Loan.

    Improve your eligibility by adding a co-applicant like your spouse or a close family member.

    Eligibility Criteria for Car Loan

    Age: 18 to 60 years (at loan maturity)

    Income: Minimum monthly income (varies as per lender guidelines)

    Employment:
            - Salaried: Minimum 1 year of continuous employment
            - Self-employed: : Minimum 2 years of business continuity

    Credit Score: Preferably 700 or above

    Nationality: Indian citizen

    Co-applicant (Optional): Spouse or immediate family member to enhance eligibility

    Residence Stability: Should have a stable residential address

    Documents Required

    Salaried Individuals

    Self-employed individuals

    KYC Documents(Address proof, PAN, Identity proof)

    KYC Documents(Address proof, PAN, Identity proof)

    2 Passport Size Photos

    2 Passport Size Photos

    Latest 6 Months' Salary Slips.

    MOA & AOA Of Company

    Form-16 for last 2 years

    ⁠Udyam Registration & Shop Act

    Salary A/c Bank Statements for last 1 year

    ⁠Company & Directors (CA Attested) ITR for 3 years, Acknowledgement page, Computation Of Income

    ITR Acknowledgement page for last 2 years

    GST Certificate

    Residential Address Proof

    Bank Statement for a year (Company & Directors)

    FAQ

    A personal loan is an unsecured loan that you can use for various purposes like travel, medical emergencies, home renovation, wedding, etc., without pledging any collateral.

    Any salaried or self-employed Indian citizen aged between 21 to 65 years with a stable income and credit history can apply.

    The loan amount depends on your income, repayment capacity, credit score, and existing liabilities. It typically ranges from ₹1 lakh to ₹25 lakhs or more.

    Reyansh Stallions offers flexible tenures from 12 to 60 months, depending on your eligibility and preference.

    •⁠ ⁠Identity & address proof
    •⁠ ⁠Income proof (salary slips or ITR)
    •⁠ ⁠Bank statements
    •⁠ ⁠Business proof (for self-employed)
    •⁠ ⁠PAN card, Aadhar card

    Yes, a co-applicant is optional but adding one (like your spouse) can enhance your loan eligibility.

    Even without formal income proof, if you have a good loan repayment history, you may still qualify. Speak to our team for alternate options.

    This depends on the loan terms. Some loans may have minimal charges for prepayment after a certain period.