Education Loan



    Overview

    At Reyansh Stallions, we understand that quality education is the foundation of a brighter future. Our education loans are crafted to support students pursuing higher studies—whether in India or abroad. With flexible eligibility, minimal documentation, and fast processing, funding your academic dreams has never been easier.

    Choose from customized loan options with competitive interest rates, longer repayment tenures, and loan amounts starting from ₹50,000 to cover tuition fees, living expenses, travel, and more.

    Already have an education loan? Transfer your existing loan to us at a better rate and reduce your EMI burden while continuing your studies stress-free.

    Key Features

    Eligibility Criteria for Education Loan

    Getting an education loan is easier with Reyansh Stallions, thanks to our relaxed eligibility norms and minimal documentation. Even if you lack formal income proof like ITR but have a reliable repayment history or a financially strong co-applicant, you can still avail our Education Loan.

    Boost your chances by adding a co-applicant such as a parent, guardian, or close family member with a stable income.

    Eligibility Criteria for Education Loan

    Age: 18 to 35 years for students; co-applicant (parent/guardian) between 21 to 65 years

    Course & Institution: Admission to recognized courses in India or abroad

    Co-applicant: Mandatory – parent, guardian, or spouse with stable income

    Income: Co-applicant must meet lender’s minimum income norms

    Nationality: Applicant and co-applicant must be Indian citizens

    Credit Score: Preferably 700+ for co-applicant

    ⁠Collateral : May be required for higher loan amounts or foreign education

    FAQ

    Any Indian citizen who has secured admission to a recognized course in India or abroad can apply. A co-applicant (parent/guardian/spouse) with a stable income is required.

    Loans are available for graduate, postgraduate, and professional courses from recognized institutions in India or overseas.

    Yes. A co-applicant with regular income and good credit history is mandatory for processing the loan.

    Tuition fees, examination fees, books, hostel charges, travel (for overseas study), and other related educational expenses.

    Collateral may be required for higher loan amounts or for international education. It depends on the loan value and lender’s policies.

    Repayment usually starts 6-12 months after course completion or after getting a job, whichever is earlier.

    Yes. Under Section 80E of the Income Tax Act, interest paid on education loans is eligible for tax deduction.