Home Loan



    Overview

    At Reyansh Stallions, we believe that nothing should come between you and your dream of owning a home. Our home loans are crafted to suit every need—whether you’re looking to purchase land, construct, buy, or renovate your dream home.

    With tie-ups across all major banks, we help you find the most suitable loan option with competitive interest rates, flexible eligibility norms, and minimal documentation—ensuring a quick and hassle-free approval process.

    Choose from a wide range of home loan products tailored to your financial goals, and enjoy benefits like longer repayment tenures, smaller EMIs, and loan amounts starting from ₹30 lakh.

    What’s more, you can transfer your existing home loan to us and enjoy lower interest rates, helping you reduce your EMI burden and save more over time.

    Key Features

    Eligibility Criteria for Home Loan

    Getting a home loan is easier with Reyansh Stallions due to our flexible eligibility norms and minimal document requirements. Even if you don’t have formal income proof documents like ITR but have a good history of repaying loans, you can still avail our Home Loan.

    You can increase your eligibility by adding a co-applicant like your spouse or any immediate family member.

    Eligibility Type

    Salaried Individuals

    Self-employed individuals

    Nationality

    Indian, residing in India and Non-Resident Indian

    Indian, residing in India

    Age

    (Primary applicant)

    23 to 60 years, for resident Indians

    25 to 60 years, for NRIs

    28 to 70 years

    Loan Amount

    ₹ 30 lakh – ₹ 5 crore

    ₹ 30 lakh – ₹ 5 crore

    Age

    (Co applicant)

    18 to 60 years

    18 to 60 years

    Documents Required

    Salaried Individuals

    Self-employed individuals

    KYC Documents(Address proof, PAN, Identity proof)

    KYC Documents(Address proof, PAN, Identity proof)

    2 Passport Size Photos

    2 Passport Size Photos

    Latest 6 Months' Salary Slips.

    MOA & AOA Of Company

    Form-16 for last 2 years

    ⁠Udyam Registration & Shop Act

    Salary A/c Bank Statements for last 1 year

    ⁠Company & Directors (CA Attested) ITR for 3 years, Acknowledgement page, Computation Of Income

    ITR Acknowledgement page for last 2 years

    GST Certificate

    Residential Address Proof

    Bank Statement for a year (Company & Directors)

    FAQ

    A home loan is a secured loan offered by financial institutions to help you purchase, construct, or renovate a residential property.

    Indian residents, NRIs, salaried or self-employed individuals with a stable income and good credit history can apply.

    It depends on your income, repayment capacity, and the property value. Loan amounts usually start from ₹3 lakh.

    You typically need identity proof, address proof, income documents (salary slips/ITR), bank statements, and property documents.

    Home loan tenures can range from 5 to 30 years, depending on the lender and your eligibility.

    Yes, at Reyansh Stallions, even if you don’t have formal ITRs but have a good repayment history, you may still be eligible.

    Not mandatory, but adding a co-applicant (like spouse or family member) can increase your loan eligibility.

    Yes, most lenders allow partial or full prepayment. Some may charge a fee, especially for fixed-rate loans.